Credit Risk Analysis and Countermeasure Research of China’s Commercial Banks

Yiran WANG

Abstract


This paper analyzed the current situation of credit risk management of commercial banks in China, and analyzed the six risks that China’s commercial banks may face. Then, this paper pointed out four problems in the credit risk management of China’s commercial banks. Finally, according to the specific problems of China’s commercial banks, this paper put forward some concrete countermeasures to perfect the credit risk management of Chinese commercial banks. The article explores the issues in the field of finance. 


Keywords


Credit risk; Commercial banks; Countermeasure

Full Text:

PDF

References


Bester, H. (1994). The role of collateral in a model of debt renegotiation. Journal of Money, Credit and Banking, (26).

Stiglit, J. E., & Weiss, A (1981). Credit rationing in markets with imperfect information. American Economic Review, 71(3), 393-410.




DOI: http://dx.doi.org/10.3968/9708

Refbacks

  • There are currently no refbacks.


Copyright (c) 2017 Yiran WANG

Creative Commons License
This work is licensed under a Creative Commons Attribution 4.0 International License.

Reminder

  • How to do online submission to another Journal?
  • If you have already registered in Journal A, then how can you submit another article to Journal B? It takes two steps to make it happen:

1. Register yourself in Journal B as an Author

  • Find the journal you want to submit to in CATEGORIES, click on “VIEW JOURNAL”, “Online Submissions”, “GO TO LOGIN” and “Edit My Profile”. Check “Author” on the “Edit Profile” page, then “Save”.

2. Submission

Online Submission: http://cscanada.org/index.php/css/submission/wizard

  • Go to “User Home”, and click on “Author” under the name of Journal B. You may start a New Submission by clicking on “CLICK HERE”.
  • We only use four mailboxes as follows to deal with issues about paper acceptance, payment and submission of electronic versions of our journals to databases: [email protected]; [email protected]; [email protected]; [email protected]

 Articles published in Canadian Social Science are licensed under Creative Commons Attribution 4.0 (CC-BY).

 

Canadian Social Science Editorial Office

Address: 1020 Bouvier Street, Suite 400, Quebec City, Quebec, G2K 0K9, Canada.
Telephone: 1-514-558 6138 
Website: Http://www.cscanada.net; Http://www.cscanada.org 
E-mail:[email protected]; [email protected]

Copyright © Canadian Academy of Oriental and Occidental Culture