The Readiness Of The Jordanian Banks To Apply The Requirements Of The BASEL (3) Convention.

Abstract

This study aims to identify the readiness of Jordanian banks to apply the requirements of Basel III. Study subjects included all Jordanian commercial banks; the sample consisted of response from risk management and credit managers in these banks.
The research reached a conclusion that Jordanian banks are ready to apply the requirements in terms of availability of supervisory capital, capital adequacy ratio, liquidity standards and leverage ratio. The study wants to confirm the importance of applying the requirements of Basel III for Jordanian banks, such as improving supervisory capital structure, increasing the capital adequacy ratio, having assets that can be liquidated to cover their deposits, emphasizing on the importance of
bringing in leverage ratio or cap on the growing debt ratio in the banking system, finding additional standard requirements to manage basic risks.