International Business and Management
An Empirical Study on Microfinance and Women Empowerment in Karimnagar District of Telangana State, India
Abstract
This study had considered three (3) factors of women empowerment namely Health Awareness (HA), Legal Awareness (LA) and Political Awareness (PA). Empirical study was conducted on SC and ST Self Help Group (SHG) members through a structured questionnaire relating to pre-loan and post loan period. Results revealed that microfinance programs have been successful in improving the Health Awareness, but had a limited impact on Legal Awareness and Political Awareness factors among the SC and ST women after participation in the SHG programme. The main objective of this paper is to study the impact of Microfinance on empowerment of Scheduled Caste (SC) and Scheduled Tribe (ST) women in Karimnagar District of Telangana State, India. The results indicate that participation in the SHG programmes by the SC and ST women helps in overall empowerment
Keywords
Full Text:
PDFReferences
Al-Mamun, A., Wahab, S. A., Mazumder, M. N. H., & Su, Z. (2014). Empirical investigation on the impact of microcredit on women empowerment in Urban Peninsular Malaysia. The Journal of Developing Areas, 48(2), 287-306.
Jain, D., & Jain, B. (2012). Does microfinance empower rural women? Empirical study in Udaipur District, Rajasthan. Researchers World-Journal of Arts, Science and Commerce, 3(2), 76-89.
Littlefield, E., Morduch, J., & Hashemi, S. (2003). Is microfinance an effective strategy to reach the millennium development goals? Focus Note 24, 1-11.
Mahmud S. (2003). Actually how empowering is microcredit? Development and Change, 34(4), 577- 605.
Moon, U. (2011). Role of self-help group—bank linkage model in women empowerment. Asia Pacific Journal of Research in Business Management, 2(6), 47-65.
Mukherjee, S., & Purkayastha, P. (2011). A planned model for a sustainable self-help group in West Bengal—An analytic hierarchical process approach. Vilakshan: The XIMB Journal of Management, 7(3), 85-98.
Nayar, K. R., Kyobutungi, C., & Razum, O. (2004). Self-help: What future role in health care for low and middle-income countries? International Journal for Equity in Health, 3(1).
Qudrat-I-Elahi, K. (2003). Microfinance, Empowerment and Sudra women in India. Development in Practice, 13(5), 570-572.
Radha Rani, K. (2013). Role of micro-enterprises in women empowerment—A case study of Andhra Pradesh. Shiv Shakti International Journal in Multidisciplinary and Academic Research, 2(2), 1-16.
Sanyal, P. (2009). From credit to collective action: the role of microfinance in promoting women’s social capital and normative influence. American Sociological Review, 74(8), 529-550.
Sarumathi & Mohan (2011). Role of microfinance in women’s empowerment - An empirical study in Pondicherry Region on rural SHG’s. Journal of Management and Science, 1(1), 1-8.
Sonowal, M. K. (2013). Impact of education in women werment. IJCAES Special Issue on Basic, Applied and Social Sciences, 3(1), 27-33.
Srivastava, M. (2009). Essay on women empowerment. Retrieved from http://papers.ssrn.com/sol3/papers.cfm?abstract_=1482560
Swain, R. B., & Wallentin, F. Y. (2012). Factors empowering women in Indian self-help group programs. International Review of Applied Economics, 26(4), 425-444.
DOI: http://dx.doi.org/10.3968/%25x
Refbacks
- There are currently no refbacks.
Copyright (c) 2016 Sujatha Gangadhar
This work is licensed under a Creative Commons Attribution 4.0 International License.
Share us to: 
Reminder
We are currently accepting submissions via email only.
The registration and online submission functions have been disabled.
Please send your manuscripts to [email protected]，or [email protected] for consideration. We look forward to receiving your work.
Articles published in International Business and Management are licensed under Creative Commons Attribution 4.0 (CC-BY).
INTERNATIONAL BUSINESS AND MANAGEMENT Editorial office
Address: 1055 Rue Lucien-L'Allier, Unit #772, Montreal, QC H3G 3C4, Canada.
Telephone: 1-514-558 6138
Website: Http://www.cscanada.net Http://www.cscanada.org
E-mail: [email protected]
Copyright © 2010 Canadian Research & Development Centre of Sciences and Cultures 
