Credit Risk Evaluation of SMEs Based on Supply Chain Financing

Wei NIE, Yueliang SU

Abstract


Supply Chain Financing (SCF) provides a new way for small and medium-sized enterprises (SMEs) in China to solve their financing problems, and of course it comes with credit risk. This article first studies the characteristics of SCF and present an index system for credit risk evaluation. Then logistic regression method is used to evaluate the credit risk of SMEs, and the effect of SCF financing model in improving the financing environment of SMEs is confirmed by results.


Keywords


Fundamental Research Funds for the Central Universities (2015ZKYJZX02); Guangzhou Financial Services Innovation and Risk Management Research Base.

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References


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DOI: http://dx.doi.org/10.3968/n

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