A Study on Prevention of Non-Performing Assets of Chinese State-Owned Commercial Banks

Yihao HUANG

Abstract


For a long time, Chinese state-owned commercial banks have to face the actualities of large non-performing assets and a high rate of non-performing assets. Based on China’s national condition and referring to the US banking industry, this article makes proposals on preventing and controlling non-performing assets from four aspects: state-owned enterprise system, government regulation, credit risk management, and disposal of non-performing assets.


Keywords


Chinese state-owned commercial bank; Non-performing asset; Credit risk management; Control approach

Full Text:

PDF

References


Aldington. (2000). Bank credit researeh. International Finanee, 3(7), 20-24.

Commercial Bank of China Shanghai Branch Project Group. (2004). A strategic thinking on the state-owned commercial bank credit asset risk management. Financial Forum, 7.

Dong, X. J. (2004). USA financial early warning system and the enlightenment. International Financial Research, (04), 38-43.

FDIC. (1998). Asset managemeet contracting (pp.9-31). In Managing Crisis: The FDIC and RTC FDIC.

Jiang, L. L. (2005). USA experience in dealing with the 1980s financial crisis and the enlightenment to China. Academic Exchanges, (02), 116-119.

Li, Y., & Zhao, Y. N. (2004). A study on credit risk model. Guangzhou University Journal (Natural Science), (05), 385-388.

Tnajata. (1998). Crisis of finanee in Asia. English Star, 5.

Wang, Y. L. (2004). Credit risk management guidelines (pp.27-30). China Financial Publishing House.

Wang, L., & Zhao, S. K. (2009). On commercial bank credit risk management under financial crisis. Economy, (03), 58-

60.

Zhou, X. C. (2004, May 31). Several issues on the state-owned commercial bank reform. Financial Times.




DOI: http://dx.doi.org/10.3968/%25x

Refbacks

  • There are currently no refbacks.


Copyright (c)



Reminder

  • How to do online submission to another Journal?
  • If you have already registered in Journal A, then how can you submit another article to Journal B? It takes two steps to make it happen:

1. Register yourself in Journal B as an Author

  • Find the journal you want to submit to in CATEGORIES, click on “VIEW JOURNAL”, “Online Submissions”, “GO TO LOGIN” and “Edit My Profile”. Check “Author” on the “Edit Profile” page, then “Save”.

2. Submission

Online Submission: http://cscanada.org/index.php/css/submission/wizard

  • Go to “User Home”, and click on “Author” under the name of Journal B. You may start a New Submission by clicking on “CLICK HERE”.
  • We only use four mailboxes as follows to deal with issues about paper acceptance, payment and submission of electronic versions of our journals to databases: [email protected]; [email protected]; [email protected]; [email protected]

 Articles published in Canadian Social Science are licensed under Creative Commons Attribution 4.0 (CC-BY).

 

Canadian Social Science Editorial Office

Address: 1020 Bouvier Street, Suite 400, Quebec City, Quebec, G2K 0K9, Canada.
Telephone: 1-514-558 6138 
Website: Http://www.cscanada.net; Http://www.cscanada.org 
E-mail:[email protected]; [email protected]

Copyright © Canadian Academy of Oriental and Occidental Culture